Decode the coverage
Which program a notice belongs to, what it means, and what to do next — for Medicare and Medicaid alike.
See how
For the family holding it together
Finally know what's covered — and what it'll cost.
Wayluma reads your parent’s Medicare and Medicaid paperwork and tells you, in plain words, what’s covered, what you’ll owe, and the one office to call to confirm it.
No account, no card — explore a sample family’s care circle.
Medicare
Statements & “this is not a bill” notices
Medicaid
Eligibility & renewal letters
Your plan
Bills, benefit changes & approvals
Denials
Coverage-ending & appeal notices
The Wayluma difference
Both
Medicare + Medicaid, read together
Most apps touch only Medicare. Wayluma reads both halves — and how they fit.
50
States’ free SHIP counselors located
Plus your state Medicaid office and Social Security — the offices that actually decide.
0
Numbers we ever invent
Every figure and deadline is read off your own notice, or we point to where it’s printed.
Wayluma reads both halves of the system, in plain words — and always points you to the office that confirms it.
Every answer points to a real office
Wayluma knows the door; it never claims the key. Each decode ends at the office that actually decides.
- Medicare1-800-MEDICARE
- State Medicaidyour state office
- Social SecurityExtra Help / LIS
- SHIPfree counselors
- SMPbilling & fraud
- Eldercare Locatorlocal agencies
What Wayluma reads
Drop in the pile. Get back plain words.
Other apps hold your documents in a vault. Wayluma reads them — and owns the thing the crowded category ignores: telling you what your parent’s coverage actually means.
What it’ll actually cost
Premiums, deductibles, the Part D drug cap, an Advantage plan’s out-of-pocket max — in what your family will really owe.
See how
Help most never hear about
Savings Programs, Extra Help, dual eligibility, PACE, SHIP — named when your paperwork suggests one might fit.
See how
Every appeal right
The deadline-bound right to appeal that’s so easy to miss — pointed to exactly where it’s printed on your own notice.
See how“For the first time since Dad’s stroke, I opened the mail and didn’t feel my stomach drop. Wayluma told me what each letter was, what it meant, and exactly who to call.”
Illustrative — not a real customer
Medicare and Medicaid
Decode what’s actually covered — both halves of the system.
Wayluma is the rare app that reads Medicaid too, including how the two programs fit together. It tells you which program a notice belongs to and what it means — never whether you qualify.
The Medicare side
MSNs, plan EOBs, ANOC / EOC, prior-authorization and denial letters.
The Medicaid side
Eligibility notices, long-term-care & HCBS waivers, fair-hearing rights.
One calm place
Everyone who helps, finally on the same page.
Invite the siblings, the spouse, the paid caregiver. Everyone shares one steady view — the decoded coverage, the programs that may help, and the deadlines that matter — at no cost.
A shared family timeline
Every note, appointment and decode in one feed the whole circle sees.
Roles & invitations
Unlimited family members on the free plan — togetherness is never paywalled.
Built to be trusted
We’d rather say nothing than guess.
In a category built on fear, the dangerous thing isn’t a missing feature — it’s a confident wrong answer. Wayluma is built so it can’t give you one.
- We never invent a number.
- Our grounding safeguard strips any figure, date, deadline, or program claim that isn’t printed in your own document — and a test keeps it wired in, so it can’t be quietly removed.
- We never tell you that you qualify.
- Wayluma explains what a notice means and points you to the office that decides. It knows the door; it never claims the key.
- When it isn’t sure, it says nothing.
- An answer it can’t ground in your document is removed, not guessed. Silence over a confident mistake, every time.
- Your family’s data is yours.
- Each family’s records are isolated at the database level; only the people you invite can see them. We don’t sell your data, run ads against it, or hand it to data brokers.
- We don’t train AI on your documents.
- Real documents reach the AI only under a confirmed no-training, no-retention configuration.
And the part most apps won’t admit: our state-by-state coverage notes are still being verified against current Medicare and Medicaid sources. Until each one is confirmed, Wayluma marks it “being verified,” never settled fact — and always sends you to the office that can say for certain.
Opening soon, state by state
Be the first when Wayluma opens for your family.
Leave your email and we’ll tell you when the full coverage decoder is available where your parent lives. No spam, no card — just a heads-up.
Knows the door. Never claims the key.
Wayluma decodes your parent’s coverage and shows you exactly who to call to confirm it — your plan, your state Medicaid office, Social Security, or a free SHIP counselor. It never tells you that you qualify, and it never gives medical or legal advice.